Online Casinos in Finland

Gambling in Finland – A Unique Regulatory Model

Gambling has long been a part of Finnish culture—but it’s also one of the few countries in Europe that still runs under a state monopoly model. The system is overseen by Veikkaus Oy, the state-owned gambling operator that controls all legal gambling activities in Finland, including:

• Lottery
• Scratch cards
• Slot machines
• Casino games
• Sports betting
• Online poker

Veikkaus is regulated by the Finnish Ministry of the Interior, and its proceeds go toward funding public health, education, and social welfare. While this system is designed to promote responsible gambling and limit excessive play, it also restricts competition and limits player choice—especially online.

Online Gambling in Finland – What’s Legal and What’s Not?

Here's where it gets interesting: Online gambling is legal in Finland, but only through Veikkaus. This includes a small selection of slot games, table games, and poker available via the Veikkaus.fi platform. However, this limited offering has pushed many Finnish players toward international online casinos.

Currently, it’s not illegal for Finnish players to access offshore casinos. In fact, thousands of players regularly use international platforms licensed in Malta, Curaçao, Gibraltar, and Estonia. These platforms offer:

• Larger game libraries
• Bigger bonuses
• Crypto payment options
• Multilingual support (including Finnish on many sites)

In short: Finnish players are free to gamble online at foreign casinos, but those casinos aren’t allowed to advertise or promote directly in Finland.

Changes Coming – Will the Monopoly End?

As of 2025, there’s growing pressure within Finland and the EU to transition to a licensing system like the ones seen in Sweden or Denmark. In late 2023, the Finnish government announced plans to end the monopoly and open the market to international operators under strict licensing conditions by 2026.

This shift is expected to allow foreign operators to apply for Finnish licenses, paving the way for a more competitive, transparent, and safer gambling environment for all players. But until then, the monopoly remains in place, and Finnish players continue to flock to international sites.

Casino Game Options for Finnish Players

When playing at Veikkaus, your selection is modest. But at international online casinos, Finnish players can access thousands of real-money games:

• Slots – From simple 3-reel classics to feature-packed video slots
• Live Casino – Blackjack, Roulette, Poker, and Baccarat with real dealers
• Table Games – RNG-based versions of blackjack, roulette, and more
• Crash Games & Instant Wins – Fast-paced titles like Aviator, Plinko, and dice games
• Jackpot Slots – Massive progressive jackpots from to

Finnish-friendly platforms feature top providers like Play’n GO, NetEnt, Pragmatic Play, Evolution, and Quickspin, many of which are based in the Nordic region and already tailor their content to local preferences.

Bonuses & Promotions – Bigger Outside the Monopoly

Veikkaus does not offer traditional welcome bonuses or ongoing promotions due to its responsible gambling policy. But offshore casinos do—and Finnish players can take full advantage of them.

Common promotions available at international casinos include:

• Welcome Bonuses – Often 100%–200% matched deposits up to €500 or more
• Free Spins – 25, 50, or even 200 spins on popular slots
• Reload Bonuses – Weekly offers for loyal players
• Cashback Deals – Between 10% and 25% on net losses
• Tournaments – Compete for real-money prize pools with live leaderboards

Many of these offers come with wagering requirements, so it’s always a good idea to read the bonus terms carefully.

Deposit & Withdrawal Options for Finnish Players

Whether you're playing at Veikkaus or an offshore casino, Finnish players have a solid range of payment options, especially when using EU-friendly or crypto-friendly platforms.

Popular deposit and withdrawal methods include:

• Online Banking – Trustly is extremely popular and supports direct bank transfers
• Debit Cards – Visa, Mastercard, and Maestro
• eWallets – Skrill, Neteller, Payz (formerly ecoPayz)
• Prepaid Vouchers – Neosurf, Paysafecard
• Cryptocurrencies – Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), USDT

Offshore casinos accepting players from Finland usually support EUR as a currency, ensuring quick deposits and hassle-free withdrawals.

Mobile Casinos – Finland on the Go

With a highly connected population and strong mobile infrastructure, it’s no surprise that mobile gaming is huge in Finland. The best online casinos—both domestic and offshore—are fully optimized for mobile browsers and offer apps or web apps compatible with:

1. Android smartphones
2. iPhones and iPads
3. Tablets and hybrid devices

Games load fast, controls are touch-friendly, and mobile players can enjoy everything from slots to live dealers without any loss in performance.

Recommended Online Casinos for Finnish Players

While many international casinos accept players from Finland, some go the extra mile by offering Finnish language support, EUR currency options, and even localized promotions. Popular and trusted platforms include PlayOJO, known for its no-wagering bonuses; LeoVegas, which has a strong mobile app and Nordic branding; and Rizk Casino, which frequently offers Finnish-language support and clear terms. Additionally, Stake.com and BitStarz are growing favorites among Finnish crypto players thanks to fast payouts and massive game libraries. These casinos are fully licensed and reviewed by thousands of European players—making them a safe and rewarding choice for anyone playing from Finland.

Safety, Licensing & Responsible Play

Veikkaus is known for promoting responsible gambling, including strict session limits and ID checks. But many offshore casinos also take security seriously. Look for platforms that:

• Hold valid licenses from Malta, Curaçao, or other respected regulators
• Use SSL encryption for secure data and transactions
• Offer RNG-certified games tested for fairness
• Include tools for deposit limits, session time alerts, and self-exclusion

While not every foreign site is trustworthy, choosing a well-known, reviewed, and regulated operator goes a long way in ensuring a safe experience.

Comparing Finland to Other Nordic Gambling Markets

Unlike Sweden and Denmark, which have already adopted open licensing systems, Finland is still operating under a monopoly model through Veikkaus. In Sweden, for example, players can legally access dozens of licensed online casinos regulated by Spelinspektionen, with full transparency and competition between operators. Denmark offers a similar framework through the Danish Gambling Authority. Norway, on the other hand, remains closer to Finland with its strict state-controlled system—although Norwegian players also frequently turn to offshore sites. In short, Finland is currently behind its Nordic neighbors in market liberalization, but that gap is expected to close by 2026 when new licensing reforms are anticipated to roll out.

Final Thoughts – Can You Play at Online Casinos in Finland?

Yes, absolutely—online gambling is legal for Finnish players, though your experience depends on where you choose to play. Veikkaus offers a secure, government-regulated platform, but its game selection and bonus offerings are limited. On the other hand, international online casinos offer variety, freedom, and player-focused incentives—even if they operate outside of the local licensing system.

With market liberalization on the horizon, Finland's online gambling scene is poised for transformation. Until then, Finnish players can still enjoy real-money gaming by making informed, secure choices when playing offshore.

As always: play responsibly, choose licensed operators, and enjoy the thrill of gaming within your limits. Feel free to check out the list of casinos that accept players from Finland.